Discreet by default
Nothing on your bank statement says Velura. Nothing on a card receipt either. Just a wallet transaction that looks like any other.
Why USDC
We pay sellers in USDC. Here's why.
USDC is a regulated, dollar-backed stablecoin. We use it instead of cards because it removes processors, chargebacks, and statements that betray our buyers — and gets sellers paid the same day, anywhere in the world.
If it's discreet enough for the biggest names in adult, it's discreet enough for Velura.
Pornhub Premium, OnlyFans creators, ManyVids, and Stripchat all accept stablecoins for the same reason we do: discretion, low fees, and instant settlement. We just took it one step further — USDC isn't an option, it's the default.
Lower fees
Card processors take 2–4% plus chargeback risk. USDC settlement on Base costs less than €0.01 — every cent saved goes to sellers.
Same-day payouts
Sellers don't wait 7–14 days for a bank transfer. Withdraw to any wallet, anywhere, the moment escrow releases.
Truly global
USDC works the same in Berlin as in Buenos Aires. No FX fees, no card decline by issuing bank, no IBAN paperwork.
Dollar-pegged stability
USDC is fully backed by short-dated US Treasuries and audited monthly. It's a digital dollar — not crypto volatility.
No chargebacks
On-chain transactions are final. Disputes are resolved through Velura escrow with evidence, not by a card network reversing payment 60 days later.
How it actually works
- 01
Buyer pays
Pay from any wallet (Coinbase, MetaMask, Phantom) or with a card via MoonPay — we convert it to USDC for you.
- 02
Funds enter escrow
USDC sits in a Velura smart contract on Base. Neither buyer nor seller can move it unilaterally.
- 03
Seller ships
Once the seller marks the order shipped and you confirm receipt — escrow releases automatically. Auto-release after 7 days if you forget.
- 04
Seller withdraws
Sellers withdraw to any wallet, any time, no minimum. Want to cash out? Use any USDC off-ramp (Coinbase, Bitvavo, Kraken, MoonPay).
USDC vs cards — for an adult marketplace
| Category | Cards (Visa/Mastercard) | USDC on Base |
|---|---|---|
| Settlement time | 2–7 days | Seconds |
| Discretion | Statement may show merchant | Wallet tx, no name |
| Chargeback risk | Up to 540 days | None — final |
| Adult policy | Often blocked | Allowed |
| Fees | 2–4% + flat | < €0.01 + spread |
| Cross-border | FX + decline risk | Identical worldwide |
Velura is non-custodial: we never hold your bank details, and we never ask for them.
USDC, briefly
What is USDC, exactly?
USDC is a regulated stablecoin issued by Circle. Each USDC is backed 1:1 by US dollar reserves (cash + short-dated US Treasuries) and audited monthly. It's not Bitcoin — it doesn't bounce in value.
I don't have crypto. Can I still pay?
Yes. At checkout, choose 'Pay with card'. We convert your euros to USDC behind the scenes via MoonPay — you never touch a wallet.
Is paying with USDC taxable?
Buying with USDC is not a taxable event in most jurisdictions. Sellers may owe income tax on USDC received — that's identical to receiving any payment for a sale.
What if a seller scams me?
Funds stay in escrow until you confirm receipt or 7 days pass. Open a dispute and Velura support reviews evidence from both sides before releasing.